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Government of Ontario, Ministry of Economic Development, Job Creation and Trade
Loans and advisory for growth in southwestern Ontario
Helps growing companies in southwestern Ontario access loans of up to $5 million. Provides advisory services to support their growth.
Financial support covering up to 15% of eligible project costs. Includes loans (maximum $5M, interest-free during project period up to 4 years, up to 30% forgivable to a maximum of $500K if targets are met) and grants (maximum $500K for rural companies with <100 employees, or maximum $1.5M for strategic foreign direct investments/competitive projects). Also provides complementary services such as advisory support, assistance with environmental compliance approvals, accessing skills and talent, and information on tax credits, regardless of funding outcome.
Business Size: small, medium
Region: Southwestern Ontario (Brant, Bruce, Chatham-Kent, Dufferin, Elgin, Essex, Grey, Haldimand, Huron, Lambton, Middlesex, Niagara, Norfolk, Oxford, Perth, Simcoe, Waterloo, Wellington)
Other Criteria: Incorporated for-profit business, Minimum 3 years of operations with financial statements, Employ at least 10 people (or 5 if in rural Ontario), Commit to creating at least 5 new jobs (or 30% increase for companies with fewer than 15 employees), Invest at least $500,000 in project (or $200,000 if in rural Ontario), Project to be completed in 3-4 years, Not a sole proprietorship or startup, Rural Ontario defined as municipality with population < 100,000 or density < 100 people/sq km
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This program is available to small, medium businesses located in Southwestern Ontario (Brant, Bruce, Chatham-Kent, Dufferin, Elgin, Essex, Grey, Haldimand, Huron, Lambton, Middlesex, Niagara, Norfolk, Oxford, Perth, Simcoe, Waterloo, Wellington).
This program offers funding up to $5,000,000 (minimum $30,000).
The application deadline is September 23, 2026.
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