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Alberta Indian Investment Corporation
Loans for Alberta First Nations entrepreneurs
Helps Indigenous entrepreneurs get loans to start, buy, expand, or diversify their businesses. Loans can last up to 5 years and require some personal investment.
Provides comprehensive financial support for Status entrepreneurs in Alberta, combining non-repayable grants (SEAP) up to $99,999, AIIC loans, and applicant equity to finance business start-ups, expansions, and acquisitions. Includes advisory services, mentorship, and funding for business planning and aftercare, promoting First Nations self-reliance and wealth creation.
Business Size: small
Region: Alberta
Demographics: Indigenous
Other Criteria: Must be a Status Indian who has resided in Alberta for at least one year, If a corporation or partnership, Status Indian must own at least 51% of shares, participate more than 51% in profits, and be active in managing the business, Head office must be in Alberta, Have a business plan which shows profitability, Contribute own equity (approx. 10% cash equity for SEAP/AIIC blended funding), Have adequate collateral security (for loans), Have an acceptable credit rating (for loans), 12 months of relevant industry experience, Project is a start-up, expansion, or acquisition, Business is viable/sustainable and can generate at least $20,000 annual income for the owner, Majority Indigenous ownership and control (over 50%), Ability to secure commercial financing for remaining costs
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This program is available to small businesses located in Alberta.
This program offers funding up to $99,999 (minimum $20,000).
Check the official program website for current deadlines.
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