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BDC Financing — Commercial Real Estate Loan

Government of Canada, Business Development Bank of Canada

💰 Business Financing & Capital🍁 National🏪 Small Business📈 Growth🏗️ Infrastructure

Loan to purchase real estate or expand facilities

Funding

$350,000 - $5,000,000

Deadline

See website

Status

Accepting Applications

Category

Business Financing & Capital

Organization

Government of Canada, Business Development Bank of Canada

What Is This Program?

Get a long-term loan with terms of up to 25 years to purchase land or buildings, construct or expand premises, or replenish working capital depleted by real estate costs.

What Benefits Are Offered?

loan

Financing for the purchase, construction, or renovation of commercial real estate. Offers flexible terms including interest-only payments for the first 36 months, an amortization period of up to 25 years, and extra financing to cover related costs like downpayments and renovations, up to 100% of project costs.

Who Is Eligible?

Business Size: small, medium

Industries: various, commercial real estate

Region: Canada

Other Criteria: Time generating revenue 24 months +, Profitability: Generating revenue, Credit history: Good track record, All shareholders are of legal age in their province or territory, Business has an account with a financial institution, Project is zoned for commercial use, Applicant is a Canadian citizen or permanent resident and has reached the age of majority in their province or territory

🏆 Detailed Application Guide

Preview of what's included with full access:

📋What Are the Application Steps & Timeline?

📝Steps to Apply: Submit a loan request online
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🌐Application Portal: https://www.bdc.ca/en/financing/commercial-real-estate-loan?utm_source=innovation.ised-isde.canada.ca&utm_medium=referral&utm_campaign=business_benefits_finder-outil_recherche_aide_aux_entreprises
📤Submission Method: online
🔄Intake Type: rolling

📄What Documents Are Required?

✅Required Documents: Company financial statements
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📐Format Requirements: PDF only, max 10MB

💰What Expenses Are Eligible?

🧾Eligible Expenses: downpayments
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🚫Ineligible Expenses: construction or operation of private schools
retirement homes
projects zoned for residential use
📏Expense Caps: up to 100% of the project cost
💳Payment Model: mixed

🤝Is Matching Funding Required?

🔀Matching Required: No
📊Matching Ratio: 0%
🏦Eligible Matching Sources: cash
in-kind
📚Stacking Rules: Yes, can combine with other government funding
🛡️Proof of Matching Required: Company financial statements, Purchase offer, Phase I environmental report, Assessment report

📊What Are the Reporting Requirements?

Improve Your Winning Odds 5x

Everything you need to submit a winning application

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52 businesses unlocked this grant this month

What's included

🛣️Step-by-step application roadmap
📋Complete document checklist
💰Eligible expenses breakdown
🤝Cost-share & matching details
📊Compliance & reporting guide
📄Official program documents
🖨️Print-friendly report

MOST POPULAR

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30-day money-back guaranteeSecure checkout via StripePrices in CADNo annual lock-in

“Saved me several hours of research”

— New Business Owner, Vancouver

How Do I Apply?

1-877-232-2269

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FAQFrequently Asked Questions

This program is available to small, medium businesses in various, commercial real estate industries located in Canada.

This program offers funding up to $5,000,000 (minimum $350,000).

Check the official program website for current deadlines.

What You'll Get

🛣️Step-by-step application roadmap
📋Complete document checklist
💰Eligible expenses breakdown
🤝Cost-share & matching details
📊Compliance & reporting guide
📄Official program documents
🖨️Print-friendly report

30-day guarantee · Secure checkout · Prices in CAD · No annual lock-in

“Saved me several hours of research” — New Business Owner, Vancouver